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Group Blanket - International Health Insurance

Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All the amounts are in U.S. dollars.

Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.

General

Group Blanket

Comprehensive

Various choices of deductibles and coinsurance can be requested.

Medical - Outpatient

Physician Visit

Urgent Care / Walk-in Clinic

Emergency Room, All Expenses Incurred

Prescription Drugs

Diagnostic X-rays and Lab Services

Outpatient Surgery

Assistant Surgeon

Outpatient Surgical Facility

Pre-Admission Tests within 7 days Before Hospital Admission

To policy maximum

To policy maximum

To policy maximum

To policy maximum

To policy maximum

To policy maximum

To policy maximum

-

To policy maximum

-

-

Medical - Inpatient

Hospital Room and Board Including Miscellaneous

Intensive Care Unit

Inpatient Surgery

Assistant Surgeon

Physician's Non-Surgical Visits

Consult Physician, when Requested by Attending Physician

To policy maximum

To policy maximum

To policy maximum

To policy maximum

-

-

-

Medical - Other Treatement And Services

Cardiovascular Event

Durable Medical Equipment

Emergency Eye Exam

Hazardous Sports

Local Ambulance

Maternity Coverage

Mental & Nervous Disorder / Substance Abuse

Physical Therapy

PPO Outside USA

Pre-Existing Medical Conditions

Rx Discount Card

-

To policy maximum

To policy maximum

-

-

To policy maximum

-

-

-

None

None

-

-

Excluded

Dental

Acute, Unexpected Pain

Accident Related Emergency

-

-

Travel

Trip Cancellation

Trip Interruption

Trip Delay / Quarantine

Loss of Checked Luggage

Return of Minor Child(ren)

Emergency Reunion

Emergency Medical Evacuation / Repatriation

Return of Mortal Remains

Local Burial / Cremation

Loss of Passport or Travel Documents

Border Entry Protection

-

-

-

-

-

Optional: From $2,500 to $20,000

Optional: From $5,000 to $75,000

Optional: From $25,000 to $250,000

-

-

-

Life

Accidental Death and Dismemberment (AD&D)

Common Carrier AD&D

$10,000 to $250,000 Principal Sum

-

Other

Cruise Coverage

Home Country Coverage

Hospital Indemnity

Identity Theft Coverage

Natural Disaster Benefit

Terrorism Coverage

Theme Park Activities

-

-

-

-

-

-

-

Plan Features

Cancellation Policy

Policy Durations

Application Fee

Additional Benefits

Policy Delivery Options

Credit Cards Accepted

Available Deductibles by Age

Policy Maximum Options By Age

Claims Administrator

Insurance Company / Carrier / Underwriter

A.M. Best Rating

Brochure

-

-

-

$0

$0

Email

Postal Mail

Courier

-

$0

$50,000-$1,000,000

$50,000

$100,000

$500,000

$1,000,000

Global Underwriters

Advent Underwriting Limited

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For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
Coverages shown are per person unless noted otherwise.
The dash (-) in the fields above means Not Applicable (N/A).

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