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比较 StudentSecure 保险产品
StudentSecure 是一款卓越的外国学生到美国留学的国际学生保险。
StudentSecure 有四款产品可供选择, Elite, Select, Budget 和 Smart; 每款产品价格和保障不同。
StudentSecure 4款产品被美国很多大学广泛接受且满足J签证保险要求。根据您学校具体要求决定哪款产品最适合您;您需选择既满足学校要求又最适合您的保险。
虽然这些产品有很多相似,但是它们也有很多不同。浏览此比较详情以轻松了解产品差异。
普通
医疗 - 门诊
Within the PPO network or outside the U.S.: $20 copay per visit.
Otherwise, $40 copay per visit.
Urgent Care: $30 copay per visit within the PPO network or outside the U.S.
Otherwise, $60 copay per visit.
To policy maximum
In US: $100 copay
Generic: 100% coinsurance
Brand Name: 50% coinsurance
Oral Contraceptives: 50% coinsurance
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Within the PPO network or outside the U.S.: $50 copay per visit.
Otherwise, $100 copay per visit.
Urgent Care: $50 copay per visit within the PPO network or outside the U.S.
Otherwise, $100 copay per visit.
To policy maximum
In US: $200 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Within the PPO network or outside the U.S.: $75 copay per visit.
Otherwise, $150 copay per visit.
Urgent Care: $100 copay per visit within the PPO network or outside the U.S.
Otherwise, $200 copay per visit.
To policy maximum
In US: $350 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Within the PPO network or outside the U.S.: $50 copay per visit.
Otherwise, $100 copay per visit.
Urgent Care: $75 copay per visit within the PPO network or outside the U.S.
Otherwise, $150 copay per visit.
To policy maximum
In US: $350 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
医疗 - 住院
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
医疗 - 其它治疗和服务
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included. School/Club Sports - $5,000 per injury/illness.
$750 per injury/illness, if covered injury/illness results in hospital admission.
$15,000.
Pregnancy must begin after effective date.
Maximum of 40 days. Cannot be provided at a Student Health Center.
Maximum of 40 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $75 per day Must be ordered in advance by a physician.
On effective date, $25,000 for Acute Onset only.
After 6 month waiting period, same as any other eligible expense.
$750
$500
-
-
Included
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included. School/Club Sports - $5,000 per injury/illness.
$750 per injury/illness, if covered injury/illness results in hospital admission.
$10,000.
Pregnancy must begin after effective date.
Maximum of 30 days. Cannot be provided at a Student Health Center.
Maximum of 30 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $50 per day Must be ordered in advance by a physician.
On effective date, $25,000 for Acute Onset only.
After 6 month waiting period, same as any other eligible expense.
$750
$500
-
-
Included
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included
$300 per injury/illness, if covered injury/illness results in hospital admission.
-
$5,000. Cannot be provided at a Student Health Center.
$500. Cannot be provided at a Student Health Center.
-
Physical Therapy and Chiropractic Care: $25 per day Must be ordered in advance by a physician.
$25,000 for Acute Onset only.
-
$500
-
-
Included
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included
$500 per injury/illness, if covered injury/illness results in hospital admission.
$5,000.
Pregnancy must begin after effective date.
Maximum of 30 days. Cannot be provided at a Student Health Center.
Maximum of 30 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $50 per day Must be ordered in advance by a physician.
On effective date, $25,000 for Acute Onset only.
After 12 month waiting period, same as any other eligible expense.
$250
$500
-
-
Included
旅程
人寿
$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000
-
-
-
-
其它
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $75 copay per visit. Otherwise, $150 copay per visit
-
-
$250,000
$50,000 Eligible medical expenses only
Outside Home Country
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $100 copay per visit. Otherwise, $200 copay per visit.
-
-
-
$50,000 Eligible medical expenses only
Outside Home Country
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $200 copay per visit. Otherwise, $400 copay per visit.
-
-
-
-
Outside Home Country
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $150 copay per visit. Otherwise, $300 copay per visit.
-
-
-
$50,000 Eligible medical expenses only
Outside Home Country
保险特征
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Vaccination Coverage: Up to $150
Optional Crisis Response Rider: $100,000
Preventative Care: $200 after 6 months of continuous coverage
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$500,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Optional: Crisis Response Rider $100,000
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$500,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$100,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$250,000 0-64
WorldTrips
Lloyd's
- 祖国 - 如果您是美国公民，无论您的主要居所在哪个国家，您的祖国是美国。如果您不是美国公民,您的祖国是您的主要居住地和日常信件接收地。
- 医疗给付, 至最高保额,参考正常,合理的惯常费用。免赔额和共同保险适用, 除非注明。
- 当PPO网络内和PPO网络外给付存在差异时,当PPO网络内有益治疗时,以上显示给付适用。
- 除非另有提及，否则保险保障是指每人的保险保障。
- 上方区域的划线（-）表示不适用。